4:30 PM16:30

Is Financial Inclusion only an emerging markets, bottom-of-the-pyramid problem or is it also a challenge for the middle class and in developed countries too?

Over two billion adults in the world (38% of all adults) are unbanked. Several more are under-banked and may have basic accounts, but do not have access to credit or insurance services and not 'financially healthy'. Any will share her insights on the financially under-served (unbanked and under-banked) in emerging markets and developed world and possible solutions that are emerging in the digital age to help the financially under-served, in a commercially viable manner.


Anju Patwardhan, Fulbright Fellow at Stanford University and Partner with CreditEase


Anju is a Fulbright Fellow and Visiting Scholar at Stanford University where her research is focused on Fintech and specifically on use of technology to support financial inclusion. Anju was in banking until July 2016 and has over 25 years of experience with Citibank and Standard Chartered Bank (SCB) in global leadership roles across Asia, Africa, and the Middle East covering over 70 counties. She was a member of SCB's global leadership team, global risk management group, and global technology & operations management group. She has been a speaker on Fintech and Financial Inclusion at the United Nations, Asian Development Bank, World Economic Forum, SF Federal Reserve, nationally televised panel discussions in Singapore and China etc. Anju is currently a Partner with Credit Ease China for its Fintech Fun and Fund of Funds, a member of the Investment Committee. She is also a member of the World Economic Forum (WEF) Global Future Council on Blockchain and on the WEF steering committees for "Internet for All" an "Disruptive Innovation in Financial Services." She is an alumnus of the IIT Delhi and IIM Bangalore and moved from Singapore to the Bay Area in August 2016.


4:15pm: Doors open
4:30pm-5:30pm: Talk and Discussion
5:30pm-6:00pm: Networking


Philippines Conference Room, 3rd floor Encina Hall, 616 Serra Street, Stanford, CA 94305


Open parking at Stanford University available starting 4:00pm near Encina Hall unless otherwise marked. Nearest parking garage is Structure 7, below the Graduate School of Business Knight School of Management. 

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